L LedgerMindAdvisory
Accounting · Tax · Audit · Advisory

Clarity in every number. Confidence in every decision.

Chartered-accountant-led bookkeeping, financial reporting, tax compliance and internal audit for businesses, individuals and non-profits across the United States, the United Kingdom and beyond.

United StatesUnited KingdomCross-border & international

Which best describes you?

    17+Years of senior audit & finance experience
    5Finance & audit professionals (ACA, ACCA, CPA)
    US & UKTax compliance and reporting
    24 hrsResponse time on every enquiry

    Reporting frameworks & platforms

    • US GAAP
    • IFRS
    • FRS 102
    • QuickBooks Online
    • Xero
    • SAP
    • Odoo
    What we do

    Five integrated services. One team that knows your numbers.

    Engage us for a single service or the full finance function. Because the same professionals handle your books, tax and reporting, nothing falls between the cracks.

    Bookkeeping

    For businesses that want accurate records without an in-house team

    We record every transaction, reconcile your bank and card accounts and keep your ledgers current, weekly or monthly. You share receipts and statements; we return books you can rely on.

    • Transaction coding & month-end close
    • Bank & credit card reconciliations
    • Accounts payable & receivable
    • Payroll processing
    • Cloud accounting setup & migration

    Financial Reporting

    For owners and boards who need clear, compliant financial statements

    Monthly management accounts and year-end financial statements prepared under US GAAP, IFRS or UK FRS 102, with a plain-English commentary on what the numbers mean.

    • Year-end financial statements
    • Monthly management accounts
    • Consolidation & multi-entity reporting
    • Fixed asset registers
    • Audit-ready schedules

    Tax Compliance & Planning

    For companies, partnerships, employees and the self-employed

    We prepare and file your returns ahead of deadlines, manage sales tax and VAT, and respond to tax-authority correspondence. Proactive planning means you pay what is due, and not a cent more.

    • US federal & state income tax returns
    • UK Corporation Tax & Self Assessment
    • Sales tax & VAT (incl. Making Tax Digital)
    • Payroll taxes, 1099s and PAYE/RTI
    • Tax planning & notice responses

    Internal Audit & Controls

    For businesses and non-profits that want stronger controls and fewer losses

    Risk-based internal audits of cash, inventory, procurement and payroll, led by professionals who have run this work inside manufacturing, pharmaceutical, retail and international development organisations.

    • Risk-based internal audit
    • Inventory & cash counts
    • Procurement & vendor reviews
    • Grant & donor compliance
    • SOX-style control & SOP reviews
    • Special investigations

    CFO & Advisory

    For businesses planning growth, funding or a major decision

    Fractional CFO support when you need senior financial leadership without a full-time salary: budgets, cash-flow forecasts, costing and financial models for lenders and investors.

    • Budgeting & forecasting
    • Cash-flow management
    • Cost-reduction reviews
    • KPI dashboards
    • ERP & approval workflow design
    • Lender & investor packs
    Not sure where to start?

    Tell us what's on your desk. We'll recommend the right scope.

    A free 30-minute consultation, followed by a fixed written quote. No obligation.

    Book a consultation
    Tax coverage

    Compliance across the jurisdictions where you do business.

    We track filing calendars, prepare returns and handle correspondence with the relevant tax authorities, so your obligations are met on time, wherever you operate.

    UNITED STATES

    IRS & state compliance

    • Individual returns (Form 1040) and estimated taxes
    • Business returns: 1120, 1120-S, 1065 and Schedule C
    • State income and sales & use tax filings
    • Payroll filings (941/940, W-2) and 1099 reporting
    • Non-profit Form 990 and IRS notice responses
    UNITED KINGDOM

    HMRC & Companies House

    • Self Assessment for sole traders, landlords and directors
    • Corporation Tax returns (CT600) and computations
    • VAT registration and returns under Making Tax Digital
    • PAYE, RTI submissions and auto-enrolment
    • Statutory accounts and confirmation statements
    INTERNATIONAL

    Cross-border support

    • Multi-entity and multi-currency bookkeeping
    • IFRS reporting for international groups
    • VAT/GST compliance in other jurisdictions
    • Donor-funded project accounting worldwide
    • Coordination with your local advisors
    How we work

    Onboarding in about a week. No long contracts, no surprise invoices.

    Free consultation

    A 30-minute video call to understand your business, deadlines and priorities.

    Fixed written proposal

    We review your records and send a written scope and fee, so you know the cost before work begins.

    Onboarding

    We collect your records, clear any backlog and set up your accounting software and compliance calendar.

    Ongoing partnership

    Monthly reporting, deadline reminders and a dedicated accountant you can reach directly.

    Who we serve

    From a first tax return to a company preparing for audit.

    We scale our service to the size and complexity of the engagement.

    Startups

    Entity setup, clean books from day one and investor-ready reporting.

    Small & mid-sized businesses

    An outsourced finance department: accounts, payroll, tax compliance and audit support.

    Retail & e-commerce

    Inventory accounting, sales tax / VAT and marketplace and supplier reconciliations.

    Professionals & freelancers

    Personal tax returns, quarterly estimates and simple, sustainable record-keeping.

    Non-profits & NGOs

    Fund accounting, donor and grant reporting, and audit readiness.

    International businesses

    Remote bookkeeping and reporting for companies operating across borders.

    Industry experience

    Experience earned inside real organisations.

    Our team has run accounts and audits from the inside, across multinational, public-sector and international development organisations, so we know where records go wrong and how to keep them right.

    International developmentHigher educationPublic-sector entitiesPharmaceuticals & healthcareRetail & consumer goodsFood & beverageManufacturingReal estate
    A dedicated accountantOne professional who knows your file, not a ticket queue.
    Deadlines managed for youWe maintain your compliance calendar and remind you well ahead of every due date.
    Strict confidentialityYour financial information is handled securely and stays between you and us.
    Works with your systemsQuickBooks Online, Xero, SAP, Odoo, Xledger and Excel.
    Our team

    The professionals behind your accounts.

    A focused team of qualified finance and audit professionals. You will always know exactly who is working on your file.

    M. Umair, ACA
    Lead Partner

    M. Umair, ACA

    Managing Partner

    Chartered Accountant (ACA), Institute of Chartered Accountants of Pakistan

    A Chartered Accountant with more than a decade of experience in statutory audit, financial reporting, corporate taxation and internal control. He leads statutory audit engagements across a range of industries and acts as fractional CFO to growing businesses, designing financial and operational controls and advising on feasibility, break-even and investment decisions.

    His career combines audit rigour with hands-on finance leadership. He has served as Chief Financial Officer in pharmaceutical manufacturing, managed internal audit in the feed and agribusiness sector, and held senior operations finance responsibility in large-scale real estate development. Grounded in IFRS and sound governance, he gives clients reliable numbers and clear, decision-ready advice.

    10+Years in audit & finance
    ACAChartered Accountant
    CFOFormer & fractional
    Statutory auditIFRS reportingFractional CFOCorporate taxInternal controlsFeasibility studies
    LinkedIn profile →
    Jamal Anis Abbasi, ACA
    Partner

    Jamal Anis Abbasi, ACA

    Financial Management, Audit & Process Automation

    ACA, CICA, APFA · Member, Economic Advisory Committee

    A Chartered Accountant with more than fourteen years of experience across professional audit practice, corporate accounting, international humanitarian operations and development-sector leadership. Grounded in independent examination and internal control, he brings that discipline to every system he builds, from financial governance frameworks to automated workflows, and advises on US taxation and US GAAP financial reporting.

    He has progressed from internal audit and financial reporting to leading the finance function of an international organisation, and later to organisation-wide responsibility for project development and management, leading teams of more than 350 people. Today he combines finance expertise with agentic AI and robotic process automation, re-engineering business processes and building financial models that give management faster, more reliable numbers.

    14+Years in audit & finance
    350+Staff led across functions
    ACAAlso CICA & APFA
    US GAAP & IFRSUS taxationInternal controlsAgentic AI & RPAProcess re-engineeringFinancial modelling
    Iftikhar Ahmad

    Iftikhar Ahmad

    IFRS & US GAAP Reporting Specialist

    ACCA backgroundCertified in AI Automation10+ person team lead

    Leads budgeting, IFRS and US GAAP reporting and donor compliance. Has managed a 10+ person finance team, implemented Xledger, QuickBooks Online and Odoo, and delivered a 20% reduction in operating costs by redesigning workflows and reporting.

    Budgets & forecastsERP implementationFinance manuals
    LinkedIn profile →
    Muhammad Ali

    Muhammad Ali

    Audit, Risk, Compliance & Financial Reporting Expert

    ACCA backgroundCertified in AI & Machine LearningCertified in AI Automation10+ years

    A finance and audit professional with 10+ years in financial analysis, internal audit, risk management and regulatory compliance across food and beverage, pharmaceuticals, retail and international development. Specialises in risk-based internal audits, procurement reviews, financial reporting and SAP.

    Internal auditRisk & controlsFinancial reportingSAP
    LinkedIn profile →
    Muhammad Jamal Khan

    Muhammad Jamal Khan

    Tax, Payroll & Fund Accounting Advisor

    CPACertified Tax PractitionerCertified in AI Automation13+ years

    Leads tax, payroll and fund accounting for multi-location non-profits, with 13+ years in international development finance. Has resolved tax-authority notices and inquiries, secured tax-exempt status for organisations, and processed payroll for 200+ staff with zero penalties. Manages 10+ donor-funded project accounts with no material audit findings.

    Tax compliance & noticesFund accountingPayroll & statutory filings
    LinkedIn profile →
    FAQ

    Common questions

    Can't find what you're looking for? Send us a message and we'll reply within one business day.

    How much do your services cost?

    Fees depend on the size of your business, transaction volume and the work involved, so every engagement is quoted individually after a free consultation. You receive a fixed price in writing before any work starts.

    My books are months behind. Can you still help?

    Yes. Catch-up and clean-up bookkeeping is some of our most common work. We bring your records up to date first, then move you onto a regular monthly schedule.

    Do you work with clients in the US and UK remotely?

    Yes. We are a remote-first practice. Clients share documents through a secure cloud portal or email, and we meet by video call at times that suit your time zone.

    Which accounting software do you work with?

    QuickBooks Online, Xero, Odoo, Xledger, SAP and Excel-based records. Our team has implemented these systems for organisations, so we can also recommend and set up the right one if you don't have one yet.

    I received a letter from the IRS or HMRC. Can you help?

    Yes. Send us a copy and we'll explain what it asks for, gather the supporting documents and prepare your response before the due date.

    How do you keep my financial data secure?

    Documents are exchanged through secure, access-controlled cloud storage, access is limited to the team working on your file, and we never share your information with third parties without your consent.

    Get in touch

    Book a free consultation

    Tell us a little about what you need and we'll get back to you within one business day.

    • Phone & WhatsApp+92 347 579 5906
    • Where we workRemote-first · serving clients in the US, UK & worldwide
    • HoursMonday to Friday · meetings scheduled in your time zone
    Message us on WhatsApp

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    We reply with a written quote within one business day.